COST & INSURANCE
Your ability to move and function now and in
the future is worth the time and money.
Learn about the benefits of investing in physical therapy.
Paying for Physical Therapy
MEDICAL EXPENSES should never be a surprise.
At CoachAmyPT, you can access transparent, direct pricing and insurance information for services.
Find flat-rate pricing for self-pay services on our scheduling page.
Good Faith Estimates outlining expected medical care costs
are available once an appointment is secured.
Learn more about Good Faith Estimates No Surprise Act.
How much does physical therapy cost?
Costs for physical therapy vary greatly depending on your diagnosis and customized physical therapy plan. Factors like the number of visits needed to achieve your health and wellness goals impact the total cost of your care. Because each patient’s treatment plan is unique, so is the total cost.
Does CoachAmyPT take my insurance?
CoachAmyPT accepts and files for most Blue Cross Blue Shield insurance plans. To avoid surprises on your bill, it is essential to understand the details of your Blue Cross Blue Shield plan before making an appointment.
Patients without Blue Cross Blue Shield insurance can opt for self-pay.
CoachAmyPT is not in network with Medicare. Medicare regulations allow Medicare patients to opt into self-pay physical therapy for wellness services only. Wellness services cannot be submitted to Medicare for reimbursement.
What services are not typically covered by Blue Cross Blue Shield?
Dry needling
High-intensity laser therapy
Run form evaluation
Coaching
What are my options if insurance does not cover the physical therapy services I need?
Many CoachAmyPT patients opt into self-pay if their insurance does not cover some or all of the services they need to meet their health and wellness goals.
Self-pay is paying out of pocket without submitting claims to insurance. Learn about cost savings, tax deductions and other benefits of self-pay.
Health Savings Account (HSA) and Flexible Spending Account (FSA) funds can be used for many self-pay services.
Blue Cross Blue Shield (BCBS) Patients
Essential Pre-Care
Questions for Your Provider
Before incurring costs, contact your insurance provider. Confirm your insurance plan’s coverage for physical therapy costs before you book an appointment.
Do I need to meet a deductible before physical therapy costs are covered?
What is my co-pay for physical therapy services?
Does my plan limit the total amount of costs covered for physical therapy? Total number of sessions covered?
Patient
Responsibility
Unfortunately, we cannot predict the amount you may owe for services covered by insurance. Each plan has a unique set of variables that impact patient costs differently depending on your coverage.
CoachAmyPT does not provide quotes or guarantees for insured patients. Good faith estimates are available but vary based on different costs for different services, number of visits, and if patients have met their deductible or owe a copay/coinsurance. It is your responsibility to be aware of your coverage.
If you need help after contacting your insurance provider, our billing specialist can provide a general idea of typical evaluation or treatment session costs.
Your out-of-pocket costs
while covered by BCBS
Patients covered by Blue Cross Blue Shield receive bills and are responsible for payment when:
Deductibles have not yet been reached
Coinsurance or copay balances are part of their plan
They have reached the maximum number of covered PT visits for the year
They receive non-covered, out-of-pocket services, such as dry needling or high-intensity laser therapy
They incur a no-show or late cancellation fee
If you have more questions about your bill, email our billing specialist.
Email Allison, our billing specialist, with questions about insurance and billing, including insurance reimbursements and out-of-network costs.