Benefits of Self-Pay Physical Therapy

You have a choice when it comes to managing your physical therapy.

Are you wondering if you can see Coach Amy for physical therapy even though she doesn’t accept your insurance? Do you feel limited by your coverage? Regardless of your insurance, you can opt into self-pay physical therapy with Coach Amy. There are several benefits to doing so!

With self-pay physical therapy…

Customization of your care is not limited.

Treatments, frequency, and duration are determined as a team by you and Coach Amy without limitations from insurance.

Treatment is more efficient and may cost less overall.

With self-pay, you can choose to have Coach Amy treat multiple problem areas, like your neck and foot, in one session; insurance does not allow this.

Insurance requires a separate evaluation for unrelated areas, like the neck versus the knee. Coach Amy does not charge an evaluation fee for new treatment areas unless it has been a year since your last visit.

Some treatment techniques not covered by insurance are included in self-pay physical therapy. For instance, dry needling is not covered but is provided at no additional cost with self-pay physical therapy.

Costs are upfront and tax-deductible.

As a self-pay patient, you will know the fees for evaluation and treatment in advance, eliminating the wait for Explanation of Benefits (EOBs).

We accept payments through FSA and HSA cards, cash, checks, and major credit cards. You can submit receipts for self-pay services from Coach Amy for tax purposes.

Some non-covered treatment techniques are included with self-pay physical therapy.

For example, treatments like dry needling not covered by insurance are built into the cost of self-pay physical therapy.

Do you still have questions?

Contact Allison if you have questions about the cost differences between insurance and self-pay physical therapy.